Intro to Business

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Form that you need to fill out to prived information needed by a lender to make a decision on granting credit
Quantity of goods or services that consumers are willing to buy
Exchanges uncertainty of a possible large financial loss for a certain smaller payment
Set of rules guiding actions of employees or members or a company
An agreement to exchange goods or services for some kind of value
Type of economy where resources are owned and controlled by people
Written promise to repay based on excellent credit history
Amount of money available to spend
Total dollar value of all the final goods and services produced in a country in one year.
Bank that loans to people and offers savings accounts. People are part owners.
Principles of morality or rules of conduct
Insurance for property damage resulting from theft, fire, natural disaster
Refers to salaries and wages of a person
Things that are required in order to live. Examples include food, water, shelter.
Risk where costs can be predicted
Transfer check to someone else uses this type of endorsment
Allows consumers to know the infor credit bureaus give out
Uncommon risk where it is impossible to predict the amount of loss
Total dollar cost of credit plus interest
The interest rate available for the best customer
Form of income protection. Money goes to retired workers.
First credit protection law
Information on company issuing insurance.
Risk in which you don't suffer financially
Risk that can result in financial loss
Quantity of goods or services that a business can provide
Agent who has access to many types of insurance
The sales of durable and non-durable goods bought by consumers
Protects creative work of author, composer, artist during life and fifty years after death
Represents debt for an orginization
Non profit bank for members only
Insures your money if the bank goes out of business
Gengeral decrease in prices. Usually occurs during depression or recession
Type of economy where goods and services are produced in a way that has already been done.
Card needed for ATM transactions
Refers to the illegal use of intellectual property like a patent or trademark
The duty of a business to contribute to the well being of the community
Type of economy where resources are owned and controlled by the government
Record of assets and liabilities at a certain point in time
Checks that may not have been payed yet
Gives right to make sell and use a product for 17 years
Contract issued by seller requiring peridoic payments
Risk with a chance to gain or lose
Date at which the loan must be repaid
General increase in prices
Money order where money goes to various orginizations
Expense that changes monthly(heating bill)
Period where demand decreases and unemployment rises. GDP decreases.
Retirement plan where employee and employers put in money. It can be withdrawn at 59 1/2 years and grows tax free.
Amount you pay to borrow your home
Person who buys insurance
Risk that relates to harm or injury to other people while on your property
The point where supply and demand are equal
Person who makes a good or service
Assets minus liabilities equals this
Amount of money insurance company pays to a person who has previously deposited money with the company
Legal process of reducing or eliminating amount owed
Risk with no chance of gain
Rate for a 6 month time deposit at savings institutions
Risk that can result in loss of health.
Can be thought of as a possibility of a loss
Things that you can see and touch and buy.
Suggests actions to reduce spending and credit difficulties.
Bank has guaranteed payment for a check
This association regulates credit unions
Check for a future date
Limits use of a chekc for given purpose
The production output for a worker or business,
Movement of the economy from on condition to another and back up again
Payment needed to keep insurance
Reports net wages and other income along with spending for a period of time
Things that add comfort and pleasure to life. Examples include a big house or nice car.
Allows you to meet your personal goals with a system of saving and wise spending
This kind of endorsment requires only the endorsers signature
Business dealings in the same state
Insurance for employees who cannot work
Requires prompt correction of credit mistakes
People who not working, but are looking for and willing to work
Company recieves goods and pays later
Series of regular payments made to a retired worker under an orginized plan
Money earned after taxes
The money needed to produce a good or service.
Purely tangible property with no physical characteristics
Cost of borrowing for large U.S. corporation
Checks used if you don't have enough money
Company that gathers information on credit users
Refers to the private ownership of resources by individuals rather than by the government. Businesses decide what to produce
Activities consumed when they are purchased. Like a hair cut.
Not having enough to satisfy everyones needs.
Privelage of using someone elses money for a period of time
Person who purchases a good or service
Period marked by prolonged unemployment . GDP falls rapidly
Smaller bank that specializes in saving and home mortgage savings or loans.
Loans on tangible objects like jewelery or valuable items
A person who uses resources in an entirely new way in order to create a business
The rivalry among businesses to sell goods and services
Represents ownership of a company
Record of completed transactions
Rules about how businesses and their employees should behave
Interest rate for a long(20 year) period of time for U.S. governmet obligations
Policyholder's request for payment from a loss
Interest rate for short U.S. government obligations
Orders a company to pay an amount to another company
Businesses dealing with more than one state
Person who takes on the risk of financial loss
Interest rate that financial institutions are charged
Compares spending to budget
Period where most people are working and GDP increases.
An IRA for people who are self employed
Value of the next best alternate that you did NOT choose.
Expense that occures regularly(car payment)
An IRA with no withdrawal tax that also grows tax free
The amount the government owes
Lend money to consumers looking to buy a home
Money order where money goes to specific business or person
Insured person or company buying a policy
Risk that can result in loss of property
Government spending makes up ____% of all spending
Reduces payments to a more manageable level
Amount of loan
Output per person is called
Amounts you owe others
Phase when unemployment decreases and GDP begins to rise
Property used as security to recieve payment
Which country consumes and produces more goods than any other.
Governments use of bonds through citizens to make money
Items you have of value
The means through which goods and services are produced
Full service bank
Type of economy that combines elements or both command and market economies.
Giving up one thing for something else
Number that compares prices now to a earlier year
Money you get from working(salary)
Part of a debt is payed each mont
Life insurance of an employee
Word, letter, or symbol associated with a company
An orginization that supplies a service or product vital to all people
An account at a credit union is called
Tax that comes out of the paycheck
The current chairman of the Federal Reserve System
Report that summarizes your current financial condition, acknowledges you financial needs, and sets a direction for your future.
Document shows how bank statement and checkbook register are brought together
Refers to the day to day financial activites associated with usign limited income to satisfy unlimited needs and wants

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Created Jan 13, 2011ReportNominate
Tags:Nintendo, business, intro, term