| Description | Credit Term |
|---|
| The charge for setting up the loan | |
| Credit given to a consumer in advance that can be used for a variety of purposes, ie. a credit card | |
| Low interest rate offered for a short period of time to entice you to sign up for credit | |
| The length of time that the lender charges NO interest on borrowed money | |
| The fee a credit card company charges for the use of the card | |
| Amount the consumer must pay for charging more than permitted | |
| Fair Issac Company is responsible for | |
| One time loan given to a consumer for a specific purpose. i.e. car loan, home loan, school loan | |
| | Description | Credit Term |
|---|
| The cost of the loan expressed as a percentage | |
| The total cost of using credit, including interest and fees | |
| Business that collects credit information about consumers and sells that information to creditors | |
| The length of time you have to pay the loan | |
| The maximum amount of money the lender is willing to loan an applicant | |
| Amount that a consumer is charged for paying past the due date | |
| The area on a credit card application that states key facts about the agreement to the consumer | |
|
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