Terms to Know when Choosing a Credit Card

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Can you name the Terms to Know when Choosing a Credit Card?

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DescriptionCredit Term
The total cost of using credit, including interest and fees
Credit given to a consumer in advance that can be used for a variety of purposes, ie. a credit card
Amount the consumer must pay for charging more than permitted
The charge for setting up the loan
The maximum amount of money the lender is willing to loan an applicant
The length of time that the lender charges NO interest on borrowed money
Business that collects credit information about consumers and sells that information to creditors
The cost of the loan expressed as a percentage
DescriptionCredit Term
The area on a credit card application that states key facts about the agreement to the consumer
One time loan given to a consumer for a specific purpose. i.e. car loan, home loan, school loan
The fee a credit card company charges for the use of the card
Fair Issac Company is responsible for
The length of time you have to pay the loan
Amount that a consumer is charged for paying past the due date
Low interest rate offered for a short period of time to entice you to sign up for credit

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